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Archive for the ‘Credit Score’ Category

How to Create Better Habits

If you’re like us, starting a new diet, or working to exercise more often is more difficult than we initially planned. The same is true with many financial goals you may have. Saving for retirement, eliminating credit card debt, increasing your credit score; these are all things that take time and dedication to complete, but […]

Posted on: July 27th, 2017 by vgmforbin in Budget, Credit Score, Education, Financial Management | Comments Off

5 Financially Savvy Ways to Use Your Tax Refund

Getting your taxes done early not only takes one more thing off your to-do list but further allows you to start planning for the future. Working with your tax professional, determine how much your family may receive this year from a tax refund. No matter the amount, we recommend putting it towards your financial goals […]

Posted on: January 26th, 2017 by vgmforbin in Credit Score, Debt, Education, Mortgages, Retirement, Savings, Tax Season | Comments Off

How-To Purchase Your New Vehicle: Auto Financing 101

Purchasing a new vehicle is always an exciting venture. Here at Iowa State Bank we want to help you maximize your buying experience with a trusted and affordable auto loan. Before you start roaming the lots, glance at our easy auto check list to see what type of vehicle you and your budget are searching […]

Posted on: March 3rd, 2016 by vgmforbin in Budget, Consumer Loans, Credit Score, Financial Management | Comments Off

Store Card Cautious: Prepping for the Holiday Season

  The chaos of the Holiday season ahead can leave you feeling as you need to pinch all your pennies. Buying presents for everyone can get expensive and make a store credit card seem more appealing. The holiday season is a big time for department stores and chains to give great deals if you sign […]

Posted on: November 6th, 2014 by IAStateBkBlogger in Credit Score, Holiday Shopping, Holidays | Comments Off

Tips from Iowa State Bank: How to Raise Your Credit Score

In a previous post, we talked about the makeup of your credit score and what goes into it. Your credit score is important for many reasons and today we will talk about how to raise it. An improved credit score means you are more likely to receive better rates on everything from mortgages and credit […]

Posted on: September 22nd, 2014 by IAStateBkBlogger in Credit Score, Customer Service | Comments Off

What’s In a Score: The Makeup of Your Credit Score

Chances are if a commercial comes on for a free credit score website you can sing along with whatever gimmicky song appears in the commercial. Yes, we’ve been saturated with credit score commercials enough now to know that our credit score is indeed important. But many of us may not know exactly how our credit […]

Posted on: October 23rd, 2013 by IAStateBkBlogger in Credit Score | Comments Off