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Archive for the ‘Debt’ Category

Taking Baby Steps to Eliminate Your Debt

As of 2015, the average American with credit card debt owes $15,762 – and that’s just credit. Auto loans, student loans, and mortgages add thousands of dollars and years of repayment to your personal finances. However, debt doesn’t have to be a life sentence. Once you have made the commitment to work towards financial freedom, […]

Posted on: June 23rd, 2016 by vgmforbin in Debt, Financial Management, Savings | No Comments »

Post-Honeymoon Finances: Managing Money Together

After tying the knot, finances can be a tricky subject, but they are an absolutely necessary discussion. As Dave Ramsey says, “If you can talk about money, you can talk about anything.” Getting your finances put together takes some decision making, but here are some basic guidelines to get you started. Be transparent with one […]

Posted on: February 16th, 2016 by vgmforbin in Budget, Debt, Education, Financial Management, Personal Loans, Savings | Comments Off

Little Money Wasters that Add Up

When you come home from a dinner at the local restaurant, you set your leftovers in the refrigerator. You haven’t eaten them within three days so you toss the rest. If you did that twice a month, you could be throwing away hundreds of dollars each year. Iowa State Bank is always looking for ways […]

Posted on: January 25th, 2015 by IAStateBkBlogger in Budget, Debt, Financial Management, Savings | Comments Off

New Year’s Resolution: Eliminating Your Debt

Debt is something that doesn’t discriminate between young and old, male or female, rich or poor. Money owed is money owed no matter who you are. However, the big difference maker between your debt and someone else’s is whether you let it run your life and your finances. No one likes being owned by credit […]

Posted on: December 10th, 2013 by IAStateBkBlogger in Debt | Comments Off