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Archive for the ‘Savings’ Category

7 Items Worth the Splurge

When you make your savings plan, you often don’t think about the things you should spend extra money on. While scrimping on other items such as groceries or kids clothes could help you in the long run, there are some expenditures that could cost you in the future if you don’t pony up for the […]

Posted on: May 23rd, 2017 by vgmforbin in Budget, Financial Management, Savings | No Comments »

How to Save $1,000,000 for Retirement

Retirement, 401(k), stocks and bonds, the subject matter of saving for the long term isn’t often as appealing as saving for the short term. Perhaps that’s why nearly three-quarters of Americans are underestimating how much they’ll need for retirement. The United States is on the brink, if not already in, a retirement crisis. However, at […]

Posted on: May 3rd, 2017 by vgmforbin in Financial Management, Retirement, Savings | Comments Off

5 Affordable Summer Vacations

One of the best things summer brings, aside from the beautiful weather, is time to enjoy with your family. Whether that’s planning a fun weekend adventure, or carving out a week to go exploring, your kids are sure to remember these getaways for decades to come. After years of trial and error, we’ve discovered some […]

Posted on: April 20th, 2017 by vgmforbin in Holidays, Savings | Comments Off

How to Start a Garden without Splurging

Sunshine, flowering blooms, and the smell of something new, planting season is the perfect time to enjoy the outdoors and begin planting your summer garden. If you’re like most hobbyists, you find your plants each year at area greenhouses and nurseries searching for that perfect pop of color.  This year, Iowa State Bank challenges you […]

Posted on: April 6th, 2017 by vgmforbin in Savings, Seasonal | Comments Off

Student Loan PSA: What Student Debt Really Looks Like

Obtaining your secondary education can be a landmark goal on your journey to success. By opening up opportunities, and enhancing your capabilities, the study of a discipline gives you the skills you need to conquer your future ambitions. More often than not, student loans offer a helpful supplement when financing this experience. However, many students […]

Posted on: March 9th, 2017 by vgmforbin in Education, Personal Loans, Savings | Comments Off

Title: Tax Beneficial Accounts You Need to Use

  One of the most proactive ways you can protect your personal finances is to take advantage of tax beneficial accounts such as an HSA, 401(k) and IRA. Though these accounts are typically tied to retirement savings, this is not always the case. At Iowa State Bank we want to help you make the most […]

Posted on: February 7th, 2017 by vgmforbin in Financial Management, Retirement, Savings, Tax Season | Comments Off

5 Financially Savvy Ways to Use Your Tax Refund

Getting your taxes done early not only takes one more thing off your to-do list but further allows you to start planning for the future. Working with your tax professional, determine how much your family may receive this year from a tax refund. No matter the amount, we recommend putting it towards your financial goals […]

Posted on: January 26th, 2017 by vgmforbin in Credit Score, Debt, Education, Mortgages, Retirement, Savings, Tax Season | Comments Off

6 Steps to Scoring Your Savings Goal

Do your savings goals make you feel frozen? Get back on the ice this season, and let Iowa State Bank help you win your personal financial game. We’ll show you how to keep pushing forward with these strategic hockey tactics:   Find the 5-hole. One of the first and most important ways to save is […]

Posted on: January 12th, 2017 by vgmforbin in Budget, Savings | Comments Off

The 10 Most Affordable Winter Destinations

The snowbirds seem have the right idea! Just as winter becomes too chilly and snow-filled, they flee to warmer weather! It just so happens that this is the ideal time to visit a variety of areas, while their prices remain low during their slower season. See how you can capture the best deals on your […]

Posted on: December 27th, 2016 by vgmforbin in Budget, Financial Management, Holidays, Savings | Comments Off

Which Subscription Service is Worth Your Money?

The concept of subscription packages aren’t going away anytime soon! Offering the convenience of shipping, and the added surprise of finding out what’s inside, these clever subscription services keep you wanting more. With so many to choose from, how do you know which box is a worthwhile spend for your family? At Iowa State Bank, […]

Posted on: November 29th, 2016 by vgmforbin in Holiday Shopping, Savings | Comments Off
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